Your Rights as an Accident Victim
- The right to medical treatment — you do not have to wait for insurance approval to seek care.
- The right to choose your own doctor — no one can force you to see a specific provider.
- The right to file a claim — whether it's auto insurance, workers' comp, or a liability claim.
- The right to fair compensation — for medical bills, lost wages, pain and suffering.
- The right to legal representation — you can consult with an attorney at any time.
Your Rights When Dealing with Insurance Companies
- You are NOT required to give a recorded statement to the other party's insurance company.
- You have the right to review and understand any document before signing.
- You can dispute a denied claim.
- You have the right to a fair settlement — don't accept the first offer without understanding its implications.
- Insurance adjusters work for the insurance company, not for you.
Your Rights Regarding Medical Care
- You have the right to choose your treating physician.
- You have the right to get a second opinion.
- Your medical records belong to you — you can request copies at any time.
- You cannot be denied emergency treatment based on your ability to pay.
- You have HIPAA protections for your medical information.